Ever Stumbled Upon an Opportunity that Seemed Just Right?

That’s what 305 Sunrose Lane was for us. The property came from a motivated seller, recently divorced and planning a move overseas. He needed to sell quickly, and that’s where we saw our opening.

Here’s the deal: the house had an ARV (After Repaired Value) of $150,000. We negotiated the purchase price down to $86,000.

Can you imagine?

And guess what? It was in great shape, needing only $1,000 in minor cosmetic repairs and landscaping. With closing and carrying costs at $3,000, our total investment needed was just $90,000.

Now This is Where it Gets Interesting

A private lender stepped in with the entire $90,000. Yes, you read that right – the whole amount. We closed the deal, did the minor updates, and within days, the house was market-ready.

We decided to market it as “Owner Financed,” and here’s the kicker: it sold in just five days for $150,000 on wrap financing. This not only ensured a quick sale but also created a fantastic financing structure for everyone involved.

Here’s How the Numbers Played Out for Our Private Money Lender:

The terms were simple: the buyer would pay $724 monthly, covering principal and interest, for the next six years. Over this period, the lender would receive a steady income of $52,140, plus a capital return of $90,000 when the deal completed its cycle.

Talk about a solid return!

This wasn’t just about making a deal; it was about creating a win-win situation. The property required minimal work, the financing benefited all parties, and the house quickly found a new owner eager for the owner-financing terms.

So, What’s the Takeaway Here?

It’s simple. When you leverage private funds and recognize an opportunity, you can turn a motivated seller’s urgency into a profitable venture for everyone.

Our Private Money Lender walked away with a solid return, and the new homeowners found their perfect house through creative financing. This project at 305 Sunrose Lane is a prime example of strategic investment and the undeniable value of private lending in real estate.

This project is a testament to the power of quick action, strategic investment, and the essential role that private money lending plays in real estate. It’s more than just a financial transaction—it’s about creating opportunities, delivering results, and making a meaningful impact.

Read What Past Lenders Say About Me

“I have loaned money to Steve many times over the past several years and he has ALWAYS done what he said he was going to do through thick and thin.”